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Home » coverage

coverage

May 8, 2023
Agency

Speeding is a Dangerous and Lethal Choice

Speeding is one of the most common reasons for car accidents. The faster a car is traveling at the moment of impact, the greater the risk of injury, disfigurement or death. When most of us think of dangerous driving, we think of the interstate. While it is true that interstate driving involves high speeds, driving […]
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April 19, 2023
Agency

Home Insurance and Your Spring Projects

When spring arrives, many people want to head outside to start enjoying their space. A few home improvement projects may happen, too. Making changes to your home is not a problem. However, it is important to consider your home’s risk factors.   Be sure that the changes you make do not increase risk. Make sure that […]
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December 21, 2021
Agency

3 Easy Ways to Spot Workers Compensation Insurance Fraud

One of the most essential business insurance products is workers’ compensation insurance. Modern workers’ comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer.   Although rare, those who seek to defraud the system cast a disparaging net over those that workers’ comp helps. The good […]
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June 21, 2021
Agency

How to Lower Your Professional Liability Insurance Premiums

You are a busy and focused professional who doesn’t have the time or inclination to research professional liability insurance. After all, you’ve had your consulting business for years and have never been sued by a client. The other thing that holds you back is the cost.  You probably understand the nature of risk. The longer […]
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May 25, 2021
Agency

Who Pays For Workers Compensation?

The payment cycle for workers compensation insurance is simple to explain. It breaks down like this:  An insurance company offers workers compensation insurance.  The employer buys the workers compensation insurance from the insurance company.  The insurance provider pays the employee while they are out of work on workers compensation coverage.  It really is as simple as that. The employer […]
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February 23, 2021
Agency

Insuring Detached Commercial Structures

It is imperative that you obtain as comprehensive a level of commercial property insurance as possible. After all, it is this coverage that will help you repair or replace damaged property following sudden, unexpected incidents. While you of course need to insure your primary business location and the requisite materials inside, you must also insure all […]
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January 13, 2021
Agency

When to Know if a Home Insurance Claim is Worth It

Nearly every homeowner wants to avoid home insurance claims when they can. Not only can home insurance claims be stressful, but they can also cause your home insurance rates to go up. But sometimes a home insurance claim is impossible to avoid. So when do you know when the right time is to file a […]
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December 16, 2020
Agency

Do I Need Insurance On A Car I Don’t Drive?

Some of us keep a sort of mini-junkyard on our property. We might stockpile cars that might be salvageable, that can be used for parts, or that we might fix up and hit the road with someday. But for the time being, these cars are just sitting there, on the property.  So, here’s the question: […]
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