November 30, 2021
AgencyWho Needs Professional Liability Insurance?
Some businesses have certain specialties that require additional insurance to basic policies, however. What is Professional Liability Insurance? Professional liability refers to accidents of professional negligence that may result in a client losing money. Professional liability insurance covers the expenses related to these risks. It does not cover basic accidents as covered under general liability insurance. Instead, […]
November 1, 2021
AgencyHow to Protect Your Commercial Vehicles
Commercial vehicles are an important aspect of many businesses. These vehicles help companies transport equipment, goods, products, people and more. Purchasing them can be expensive and keeping them safe is crucial so your business can continue running. Below are some ways you can keep your commercial vehicles protected both on and off the road. […]
September 27, 2021
AgencyBOP Insurance for Small Retailers
Are you starting up your small retail location or looking for a way to safeguard your existing business? A business owner’s policy, or BOP insurance plan, can help you to get the financial protection you need. Any type of retail organization is going to need business insurance that’s customized to meet specific needs. BOP helps […]
August 4, 2021
AgencyElements of a Basic Home Insurance Policy
Any responsible homeowner knows that home insurance is an important investment to protect your property. In fact, most mortgage companies will require you to maintain home insurance for the duration of the loan. Even so, many people aren’t familiar with the details of these policies and what they actually cover. Most standard home insurance policies […]
July 20, 2021
Agency3 Steps to Improving the Safety of Your Vehicle
Every driver should operate a safe vehicle. When this does not happen, accidents are more likely. You can avoid car accidents by being proactive about protecting the car. Drivers have auto insurance to help minimize the risk of having to pay for damage to many risks. Yet, it is far easier to simply prevent them. […]
June 21, 2021
AgencyHow to Lower Your Professional Liability Insurance Premiums
You are a busy and focused professional who doesn’t have the time or inclination to research professional liability insurance. After all, you’ve had your consulting business for years and have never been sued by a client. The other thing that holds you back is the cost. You probably understand the nature of risk. The longer […]
May 25, 2021
AgencyWho Pays For Workers Compensation?
The payment cycle for workers compensation insurance is simple to explain. It breaks down like this: An insurance company offers workers compensation insurance. The employer buys the workers compensation insurance from the insurance company. The insurance provider pays the employee while they are out of work on workers compensation coverage. It really is as simple as that. The employer […]
March 17, 2021
AgencyHow to Know if Your Commercial Auto Insurance Policy is Enough
Not all commercial auto insurance policies are created equal and it is important to review your policy at least once a year to make sure you are still getting the right coverage for your business’ vehicles. It is important, as a business owner, to mitigate risks and manage liabilities. This includes understanding the risks associated […]
February 23, 2021
AgencyInsuring Detached Commercial Structures
It is imperative that you obtain as comprehensive a level of commercial property insurance as possible. After all, it is this coverage that will help you repair or replace damaged property following sudden, unexpected incidents. While you of course need to insure your primary business location and the requisite materials inside, you must also insure all […]
January 13, 2021
AgencyWhen to Know if a Home Insurance Claim is Worth It
Nearly every homeowner wants to avoid home insurance claims when they can. Not only can home insurance claims be stressful, but they can also cause your home insurance rates to go up. But sometimes a home insurance claim is impossible to avoid. So when do you know when the right time is to file a […]